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Healthcare Essentials for Diabetics

Photo by Matt Chesin via Unsplash More people than ever before have diabetes, and the number of undiagnosed people is also rising. Type 2 diabetes is now considered one of the most common long-term health conditions, but help is available for people trying to manage their condition. There are various services and checks available to help you manage your diabetes. This article discusses the various steps diabetics should take to ensure they are in control of their condition. Many of the checks are vital if you’re going to reduce the risk of complications such as having problems with your feet [...]

2020-09-16T12:17:49-04:00

Life Insurance and Your Divorce

Divorces are rarely ever wonderful. And, why would they be? They are the finalized product of a love-went-wrong. Most people want to get over it and move on as quick as possible. For some, without any kids or accounting nightmares, that may be possible. However, for others, not so much. There is a lot to be considered in a divorce – especially when it means separating a family. It takes time to sort through finances, assets, property, and such. Dissolving the marriage – a life together – is no easy feat. So, while the details are being worked out, there [...]

2020-09-04T19:37:31-04:00

Breastfeeding With Diabetes

 Photo by Dave Clubb via Unsplash Childbirth leaves your hormonal landscape in a state of virtual ruin. Oestrogen and progesterone levels sink dramatically, while prolactin levels rise. That can lead to low energy, high blood glucose and postpartum depression. After nine months of skyrocketing blood sugar, you're probably experiencing a few new symptoms. You might even be one of the many mothers who develop diabetes during pregnancy or lactation.  When you start breastfeeding, you have probably lost track of your baseline and how to balance it. As your body starts to shed the extra weight it shored up for the [...]

2020-08-24T05:38:28-04:00

Life Insurance for Hispanics With Diabetes

Receiving a diagnosis such as diabetes, which is a chronic disease can be very disturbing and worrying. As the number of Hispanics diagnosed with diabetes continues to rise, the fear of developing the disease is very real within the community. Per the Guardian, nearly 16% of the hispanic population with diabetes will be uninsured. Considered as a high-risk group, Hispanics face many challenges in the management of their diabetes and in the quest to obtain life insurance as a means of protecting their families. Finding an affordable life insurance policy for Hispanics with diabetes can be difficult, but this is [...]

2020-08-17T13:48:31-04:00

Why You Should Buy Life Insurance from An Independent Agent

Wouldn’t it be nice to have the option to purchase your life insurance policy from a licensed agent who is equally as knowledgeable about your medical conditions and the difficulties they might present to a specific life insurance company? And wouldn’t it be nice if the agent would have access to various life insurance carriers, that would provide the best rates, given your Diabetes history? Life insurance will be one of the most important financial products you will purchase in your lifetime.  There is no debating this.  Making sure you purchase the ‘right’ policy given your financial objectives is just [...]

2020-08-12T21:01:34-04:00

Is Insulin Pump Therapy Better for Diabetic Life Insurance Rates?

It’s no secret that anyone with a chronic health condition such as Diabetes, will inevitably – more than likely – end up paying a higher premium for their Diabetes life insurance policy than someone who is in predominantly perfect health. Those with Type 1 Diabetes will always have a challenging time finding life insurance coverage. As we continue to reiterate in our articles on this website, almost 99% of all applicants with Type 1 Diabetes will receive offers of coverage at a sub-standard rating.  Many websites intentionally mislead the Diabetes community by showing quotes using a Standard, Standard Plus, or [...]

2020-08-02T15:55:45-04:00

Declined Life Insurance Due to Diabetes?

Here’s What You Need to Do Looking for life insurance with diabetes is never an easy thing. As you know, nothing with diabetes is simple. If you are like the majority of the diabetes community, you’ve applied for life insurance and have been declined due to your diabetes history. Maybe you’ve even been declined multiple times. In the event you fall into this category, take a deep breath. Most likely you have simply been applying to the wrong insurance companies, or maybe working with the wrong agent. Contact us at 888-629-3024, and speak with us. We’d love to see if [...]

2020-07-29T13:28:17-04:00

Questions to Ask When Buying a Diabetes Life Insurance Policy

Go to end. When you decide it’s time to purchase life insurance, you’ll probably have a few questions about coverage, policy types, and whether or not you’re likely to be approved for your desired policy. Having diabetes, you’ll want to ask even more questions, than a person who does not have a chronic illness. Asking these questions is extremely important. The outcome will determine your status of approval, your monthly premiums, and the extent of financial protection and preparedness that your family will receive in the event of a loss. Taking a proactive approach to alleviating what could be a [...]

2020-07-21T08:45:59-04:00

Life Insurance Riders you Should Consider

Life insurance can address numerous financial objectives, at various stages of your life.  As you get older, perhaps have children, move into a larger home, your life insurance needs to change with you. As you know, people with Diabetes can qualify for life insurance coverage, at affordable rates.  But in addition to obtaining Diabetes life insurance to protect your family, you will want to review what possible ‘riders’ your term life insurance, or permanent life insurance policy can provide. Life insurance can cover all types of changes in your life, outside of just death.  Companies have evolved over time, and [...]

2020-07-19T10:35:20-04:00

Life Insurance with Diabetic Neuropathy

Neuropathy is one of the most common types of complications a person with Diabetes may develop over time.  According to the National Institute of Neurological Disorders and Stroke,  “More than 20 million people in the United States have been estimated to have some form of peripheral neuropathy, but this figure may be significantly higher—not all people with symptoms of neuropathy are tested for the disease and tests currently don’t look for all forms of neuropathy. Neuropathy is often misdiagnosed due to its complex array of symptoms.” Can you get life insurance with diabetic neuropathy? It’s possible and rates may be [...]

2020-07-04T19:48:09-04:00
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