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Why You Should Buy Life Insurance from An Independent Agent

Wouldn’t it be nice to have the option to purchase your life insurance policy from a licensed agent who is equally as knowledgeable about your medical conditions and the difficulties they might present to a specific life insurance company? And wouldn’t it be nice if the agent would have access to various life insurance carriers, that would provide the best rates, given your Diabetes history? Life insurance will be one of the most important financial products you will purchase in your lifetime.  There is no debating this.  Making sure you purchase the ‘right’ policy given your financial objectives is just [...]

2020-08-12T21:01:34-04:00
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Is Insulin Pump Therapy Better for Diabetic Life Insurance Rates?

It’s no secret that anyone with a chronic health condition such as Diabetes, will inevitably – more than likely – end up paying a higher premium for their Diabetes life insurance policy than someone who is in predominantly perfect health. Those with Type 1 Diabetes will always have a challenging time finding life insurance coverage. As we continue to reiterate in our articles on this website, almost 99% of all applicants with Type 1 Diabetes will receive offers of coverage at a sub-standard rating.  Many websites intentionally mislead the Diabetes community by showing quotes using a Standard, Standard Plus, or [...]

2020-08-02T15:55:45-04:00
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Declined Life Insurance Due to Diabetes?

Here’s What You Need to Do Looking for life insurance with diabetes is never an easy thing. As you know, nothing with diabetes is simple. If you are like the majority of the diabetes community, you’ve applied for life insurance and have been declined due to your diabetes history. Maybe you’ve even been declined multiple times. In the event you fall into this category, take a deep breath. Most likely you have simply been applying to the wrong insurance companies, or maybe working with the wrong agent. Contact us at 888-629-3024, and speak with us. We’d love to see if [...]

2020-07-29T13:28:17-04:00
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Questions to Ask When Buying a Diabetes Life Insurance Policy

Go to end. When you decide it’s time to purchase life insurance, you’ll probably have a few questions about coverage, policy types, and whether or not you’re likely to be approved for your desired policy. Having diabetes, you’ll want to ask even more questions, than a person who does not have a chronic illness. Asking these questions is extremely important. The outcome will determine your status of approval, your monthly premiums, and the extent of financial protection and preparedness that your family will receive in the event of a loss. Taking a proactive approach to alleviating what could be a [...]

2020-07-21T08:45:59-04:00
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Life Insurance Riders you Should Consider

Life insurance can address numerous financial objectives, at various stages of your life.  As you get older, perhaps have children, move into a larger home, your life insurance needs to change with you. As you know, people with Diabetes can qualify for life insurance coverage, at affordable rates.  But in addition to obtaining Diabetes life insurance to protect your family, you will want to review what possible ‘riders’ your term life insurance, or permanent life insurance policy can provide. Life insurance can cover all types of changes in your life, outside of just death.  Companies have evolved over time, and [...]

2020-07-19T10:35:20-04:00
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Life Insurance with Diabetic Neuropathy

Neuropathy is one of the most common types of complications a person with Diabetes may develop over time.  According to the National Institute of Neurological Disorders and Stroke,  “More than 20 million people in the United States have been estimated to have some form of peripheral neuropathy, but this figure may be significantly higher—not all people with symptoms of neuropathy are tested for the disease and tests currently don’t look for all forms of neuropathy. Neuropathy is often misdiagnosed due to its complex array of symptoms.” Can you get life insurance with diabetic neuropathy? It’s possible and rates may be [...]

2020-07-04T19:48:09-04:00
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5 Reasons Why You Should Obtain a Burial Insurance

Image source: Unsplash.com When most people reach the age of forty, the concept of time changes and people start perceiving it as if it’s moving faster. As years pass by, one thing which will often be on your mind is your old age years, your properties, and what happens to your loved ones when you die. Burial insurance sounds like it is all about footing the burial bills once you have crossed over to the other side. However, it is a whole life insurance plan where you get a final sendoff as one of the additional benefits.  Having a burial [...]

2020-06-26T12:56:05-04:00
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Life Insurance with Diabetic Retinopathy

Finding affordable life insurance with Diabetes is hard enough, without having a history of a diabetic complication. How does diabetic retinopathy impact your life insurance options, and rates? Does life insurance for diabetic retinopathy even exist? Good news! It still is possible to qualify for life insurance with a history of diabetic retinopathy. You may even be eligible for no medical exam life insurance policies. Diabetes Life Solutions is here to help you not just FIND coverage, but to help you find the best priced life insurance policy, given your complete health profile.  To determine what your exact options are, [...]

2020-05-22T17:47:23-04:00
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How to Save Money on Life Insurance by Laddering Policies

If someone asked you what your life is going to look like next year, could you truthfully and factually tell them? The answer is no because, honestly, you don’t know. Life can throw us so many curve balls, twists, and turns that it is impossible to know what the future holds. Next year, you could be facing life in a new city, an unexpected pregnancy, a career change, and so forth. When it comes to purchasing life insurance, you are often advised to take a look at your financial situation, dependents, etc. and make a determination on what you think [...]

2020-05-20T01:37:09-04:00
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Top Medications for Diabetics

Diabetes is a severe health complication that can cause dozens of different adverse problems, especially if it isn’t carefully managed. Luckily, there are plenty of options for safely managing glucose levels and ensuring that you have a clean bill of health. Every person’s diabetes diagnosis is different, so everyone is going to need different medication treatments and combinations. In early 2020, the National Diabetes Statistics report was released.  Here are the key findings according to the CDC: Key findings include: 34.2 million Americans—just over 1 in 10—have diabetes. 88 million American adults—approximately 1 in 3—have prediabetes. New diabetes cases were [...]

2020-05-07T14:49:14-04:00
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