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Life Insurance For Type 2 Diabetics

Last Updated: Having Type 2 Diabetes is more common than you think. As of 2018, there are over 30 million people in the United States alone, with this chronic illness. We know that having Type 2 Diabetes isn’t a death sentence, and that diabetics can live a healthy lifestyle. Unfortunately, you may have heard that life insurance for Type 2 Diabetics isn’t obtainable, or affordable. That simply is not true!!! However, when it comes to obtaining life insurance with Type 2 Diabetes, it can be a little tricky, navigating the diabetes life insurance market place. It should come [...]

2018-10-16T21:28:56+00:00 February 16th, 2017|

The Importance of Life Insurance for the Stay-at-Home Parent

Last Updated: The working parent isn’t the only one that should purchase a life insurance policy; both parents are equally as valuable to a family, but often the value of a stay-at-home parent is overlooked. This is presumably due to the fact that the stay-at-home parent is not generating income, but it is important to understand the expenses that would be placed upon the family in the event of the absence of the stay-at-home mom or dad. Stay-at-home parents are truly a financial value to a family – especially families that have several small children or even a [...]

2018-10-16T21:24:04+00:00 July 2nd, 2017|

Life Insurance for Gestational Diabetics

Last Updated: Gestational Diabetes is usually a temporary type of diabetes that occurs during 18 percent of pregnancies, however, studies show that people who develop Gestational Diabetes are more at risk to develop Type 2 Diabetes later on in life. So what does this mean for you when you are trying to get life insurance, if you have Gestational Diabetes? What exactly is Gestational Diabetes? Below is how the American Diabetes Association, defines Gestational Diabetes: Pregnant women who have never had diabetes before but who have high blood glucose (sugar) levels during pregnancy are said to have gestational [...]

2018-10-16T21:25:04+00:00 September 25th, 2018|

Whole Life Insurance For Diabetics

Last Updated: Life insurance is an excellent safety net that you can purchase to ensure that your loved ones have the money that they need, regardless of what happens to you. When you’re applying for life insurance, there are dozens of different factors that the insurance company is going to look at when reviewing your application. Diabetes is impacting nearly 31 million people in the United States alone. Not to mention almost 85 million people having pre-diabetes. Having this type of chronic illness makes applying for life insurance, a little tricky. Whole Life Insurance for Diabetics may be [...]

2018-10-16T21:26:02+00:00 September 21st, 2018|

Term Life Insurance With Diabetes

Term Life Insurance for Diabetics You know how important life insurance is or else you probably wouldn’t have found your way here. Dying is a part of life so when it is your turn, you want to make sure that the loved ones you leave behind are taken care of. But, when it comes to medical conditions such as diabetes, finding affordable life insurance can be difficult. We have some good news for you. You can receive term life insurance with diabetes – even with your history of diabetes – at an affordable rate. You just need to know how. [...]

2018-07-25T02:14:58+00:00 May 3rd, 2018|

Group Life Insurance: The Pros and Cons of Obtaining Diabetes Life Insurance Through Your Workplace

You finally think that you have scored the perfect job. You love what you do, you love your co-workers, and you love your company’s benefits package. It even comes with a free or discounted group life insurance policy. You find yourself jumping at this bonus because, well, it’s free or cheap. Who wouldn’t be excited, right? Free is always good. Cheap may be good. But, when it comes to group life insurance, do you really want to put your family’s security in the hands of your employer’s group policy? You never know what life may bring and, while you may [...]

2018-04-01T20:51:31+00:00 March 31st, 2018|

Life Insurance for Hispanics With Diabetes

Receiving a diagnosis such as diabetes, which is a chronic disease can be very disturbing and worrying. As the number of Hispanics diagnosed with diabetes continues to rise, the fear of developing the disease is very real within the community. Considered as a high-risk group, Hispanics face many challenges in the management of their diabetes and in the quest to obtain life insurance as a means of protecting their families. Finding an affordable life insurance policy for Hispanics with diabetes can be difficult, but that is what we have done and continue to do so. Almost 60% of Hispanic women and [...]

2018-04-24T16:24:40+00:00 April 24th, 2018|

Guaranteed Issued Life Insurance With Diabetes

Finding affordable life insurance with Diabetes can feel like a challenge at times.  It’s easy to feel frustrated if certain companies, or agents, are telling you that you can’t get approved for life insurance.  Since Diabetes is a chronic illness, you’re already being viewed as a high risk, in the eyes of insurance companies.  But what if you have other significant health issues? Can you still get approved for coverage? The answer is YES!!!  There are certain type of policies available to people with severe health complications.  These types of policies are called Guaranteed Issued Life Insurance policies. Life the [...]

2018-03-21T21:14:00+00:00 March 21st, 2018|

Life Insurance with Diabetic Neuropathy

Do you or someone you know suffer from diabetic neuropathy? This condition is quite common among diabetics – and often appears when your blood sugar has not been managed and kept under control for a length of time. It is a complication that many diabetics fear, as it results in nerve damage that is unrepairable. Sadly, almost half of all diabetics will suffer from some type of nerve damage. Finding life insurance with diabetes can be difficult to begin with. Add a diabetes related complication, and you can find yourself with less options to choose from. Or in some cases, [...]

2018-03-04T00:11:13+00:00 March 1st, 2018|

Affordable Life Insurance for Diabetics

When we die, life still goes on for our loved ones. And, that includes bills and expenses associated with our death, our medical expenses, and any of our outstanding obligations. It is for this reason that it is why it is so important to protect your family by securing a diabetic life insurance policy. We have all heard the stories about this insurance company denying someone life insurance due to Type 1 diabetes or Type 2 Diabetes, another denying life insurance for a different reason. The stories are common, and they vary greatly from company to company. If you have [...]

2018-02-15T21:33:51+00:00 February 15th, 2018|