Affordable Life Insurance for Diabetics

When we die, life still goes on for our loved ones. And, that includes bills and expenses associated with our death, our medical expenses, and any of our outstanding obligations. It is for this reason that it is why it is so important to protect your family by securing a diabetic life insurance policy. We have all heard the stories about this insurance company denying someone life insurance due to Type 1 diabetes or Type 2 Diabetes, another denying life insurance for a different reason. The stories are common, and they vary greatly from company to company. If you have [...]

February 15th, 2018|

Declined Life Insurance Due to Diabetes?

Here’s What You Need to Do If you have been diagnosed with diabetes and have been unsuccessful at obtaining life insurance – don’t give up. Of course, life insurance is one of the most important things you can do for your loved ones and, upon your death, it will provide your family with everything they need to take care of themselves, handle your financial obligations and debt, and take care of your funeral expenses. Without it, you may leave them grieving and in a financial nightmare. Knowing this can really cause you a great amount of undue stress, too. So, [...]

February 8th, 2018|

Obtaining Life Insurance for Diabetics: Specifically on SGLT2 Inhibitors

Life insurance is hands down one of the most important decisions you will make in your lifetime. It will single handedly help to provide for your family’s financial future in the scenario that you’re no longer there to help support them. The problem with obtaining life insurance that there are so many options out there it can be extremely overwhelming. On top of life insurance being a challenge to obtain the right kind that suits your lifestyle, having a preexisting health condition makes things even more difficult. What makes matters more difficult is that if you are unable to control [...]

October 11th, 2017|

Life Insurance for Gestational Diabetics

Gestational Diabetes is usually a temporary type of diabetes that occurs during 18 percent of pregnancies, however, studies show that people who develop Gestational Diabetes are more at risk to develop Type 2 Diabetes later on in life. So what does this mean for you when you are trying to get life insurance? Gestational Diabetes and Type 2 Diabetes Rick Factor When getting life insurance, the insurance underwriters know that Type 2 Diabetes is not one that they are born with but that manifests over time with their lifestyle choices. Risk factors are taken into consideration when a life insurance [...]

October 4th, 2017|

The Costs of Diabetes Infographic

The costs of diabetes can be astronomical. Costs begin to pile up when you add on testing supplies, insulin and other medications, doctor visits, blood work and other lab tests, health insurance, life insurance, and more. Our friends at The Diabetes Council have created an infographic to outline the costs of diabetes. You can see the first part of the infographic below and find the full article here - The Costs of Diabetes.

September 29th, 2017|

Medicare 101 for People with Diabetes

Millions of Americans have diabetes and it is one of the costliest health conditions to treat. Americans older than age 45 have an increased risk of diabetes, so it’s normal for people to ask about how well Medicare covers diabetes treatment. Medicare has several parts, and treatment for diabetes may occur under each part. In this article, we’ll explore how each part of Medicare covers diabetes so that you’ll know exactly which costs to expect. Since Medicare doesn’t cover everything, we’ll also explain how Medigap plans can help with some of the cost-sharing that would be normally up to you. [...]

September 19th, 2017|

Is Insulin Pump Therapy Better for Diabetic Life Insurance Rates?

It’s no secret that anyone with a chronic health condition will inevitably – more than likely – end up paying a higher premium for their life insurance policy than someone who is in predominantly perfect health. Most people don’t know that despite a chronic health diagnosis, it is possible to avoid excessively high premiums while maintaining a policy that is suitable for your family. If you’ve been diagnosed with diabetes – even if you’re receiving insulin therapy by way of an insulin pump, you can be found eligible for an affordable diabetic life insurance policy capable of providing your family [...]

July 21st, 2017|

Newly Approved Anti-Diabetic Drugs Offer New Treatment Options for the Management of Type 2 Diabetes

As the frequency of diabetes diagnoses rise, there is an even more prevalent desire for the development of effective anti-diabetic drug treatment regimens to be developed. Diabetics are looking for better treatment options that will achieve a higher level of manageability over their disease. The current prescription treatment options available on the market work well for some, but leave others plagued with undesirable side effects and a remaining difficulty in stopping complications associated with their disease. Diabetics need more options, more variety, as there is no such thing as a one size fits all approach to diabetes management. Fortunately, great strides have [...]

July 10th, 2017|

The Importance of Life Insurance for the Stay-at-Home Parent

The working parent isn’t the only one that should purchase a life insurance policy; both parents are equally as valuable to a family, but often the value of a stay-at-home parent is overlooked. This is presumably due to the fact that the stay-at-home parent is not generating income, but it is important to understand the expenses that would be placed upon the family in the event of the absence of the stay-at-home mom or dad. Stay-at-home parents are truly a financial value to a family – especially families that have several small children or even a child with diabetes. Making [...]

June 12th, 2017|

How Traveling Overseas Can Disqualify You for the Eligibility to Purchase of Life Insurance

It might seem illogical that international travel can affect your eligibility for life insurance, but it is true. If you are traveling overseas and you have diabetes, then it may add another hurdle to jump in order to qualify for a life insurance policy. Don’t worry, there is no need to stop exploring the world and checking off bucket-list destinations, but you may want to learn more about how your specific destinations have the ability to affect your eligibility should you desire to purchase life insurance. It’s All About the Destination A trip to Ireland is unlikely to affect your [...]

June 5th, 2017|