Blog

Guaranteed Issue Life Insurance With Diabetes

Finding affordable life insurance with Diabetes can feel like a challenge at times. It’s easy to feel frustrated if certain companies, or agents, are telling you that you can’t get approved for life insurance. Since Diabetes is a chronic illness, you’re already being viewed as a high risk, in the eyes of insurance companies. But what if you have other significant health issues? Maybe you’ve been declined for life insurance as a diabetic over and over. Can you still get approved for coverage? The answer is YES!!! There are certain types of policies available to people with severe health complications. [...]

2020-01-13T22:01:34-05:00

Life Insurance with Living Benefits

When you want your loved ones to be taken care of after you die, you make sure that you have life insurance coverage in place. Then, upon your death, as your family is mourning and grieving, they will be able to rest easy knowing that you had an insurance policy in place to take care of future expenses without any increased burden. Over time, life insurance carriers have evolved, for the better. What if you could purchase a policy, where if you suffered a serious illness, you could access part of the death benefit? Better yet, what if policies offered [...]

2020-01-13T22:01:41-05:00

Whole Life Insurance For Diabetics

2020 has been an interesting time to say the least. Covid 19 or Coronavirus has made living with Diabetes difficult. This deadly virus has also impacted what types of policies life insurance companies will offer, and who they will offer to. Never before have life insurance companies worried so much about your profession, or about your past or future foreign travel plans. Whole life insurance with Diabetes can still possibly be obtained, but it will be a little more difficult than in years past. To receive information please call us at 888-629-3064 or fill out a quote request. A licensed [...]

2020-05-02T21:08:12-04:00

What Is the Medical Information Bureau?

Applying for life insurance is pretty simple, when it you think about it. A specific company is going to ask various health questions, and they will do a ‘background check’ on you. After all, they are considering insuring you – so they want to know just how great a risk you are. When applying for coverage, you may be tempted to reduce your weight or deny having a particular medical condition. Or maybe you say your type 1 diabetes or type 2 diabetes is under better control than it actually is. Who would know? Your underwriter. And, it is all [...]

2020-01-13T22:01:58-05:00

What Happens if you Outlive Your Term Life Insurance Policy?

Years ago, you made the decision to purchase a term life insurance policy. Now, you are faced with a dilemma. You still have a need for life insurance coverage and your insurance policy is due to expire – and you don’t want to be left empty-handed. Reviewing your life insurance policy from time to time is vital in making sure you have the proper coverage in place, to protect your family. If your term life insurance policy is about to expire, don’t be alarmed. Good news! You have choices. Choice 1: Renew your term policy at an annual renewable rate. [...]

2019-03-06T10:04:00-05:00

When Should You Review Your Life Insurance Policies?

You purchased life insurance because you wanted to make sure everything is taken care of for your loved ones when you pass away. However, your policy is based on your life and situation at the time you take out the policy. But life doesn’t sit still, does it? Life insurance policies can last a lifetime and you may want your policy or policies, to match your financial objectives. As you move through the stages of your life, reviewing your insurance policy is a good habit to get into. This will allow you to rest easy knowing that – no matter [...]

2019-02-21T23:46:42-05:00

Yoga & Diabetes

How can your body, and life insurance rates, benefit from practicing yoga daily? Having any type of diabetes, whether it’s type 1 or type 2, you know how important exercise can be for your overall health. Most doctors and endocrinologists do recommend a regular exercise program, to go along with your healthy eating habits. For some people, running on a treadmill, or lifting weights doesn’t excite them. Or maybe you don’t have time to drive to a local ‘spinning’ or aerobic class across town. One type of exercise that your body could benefit from is Yoga. And this is something [...]

2019-01-12T14:36:39-05:00

Life Insurance and a SBA Loan

Life insurance with Diabetes is not always easy to obtain. In the event you have diabetes, and need a life insurance policy to complete your SBA Loan, don’t always expect this to be a quick process. For certain people, this application process may take up to FOUR weeks. Please do NOT wait until the very last second to obtain a life insurance policy. Allow yourself plenty of time. In the event you do not want to read this entire article, and would like information immediately, simply call us at 888-629-3064. An agent would be more than happy to visit with [...]

2020-04-02T22:55:19-04:00

How Traveling Overseas Can Disqualify Your Eligibility to Purchase Life Insurance

Given the current environment of the world, Covid 19 or the Coronavirus has impacted everybody, and every type of business. Life insurance industry is not immune either. Companies are looking at applicants past, and future travel history closer than at any point in time. 2020 has been a very ‘interesting’ time for life insurance carriers. In event you’ve traveled rececently to and from a deemed ‘ hot spot’ of Covid 19, companies will postpone you for the foreseeable future. If you have future travel plans to places such as Italy, China, Russia, South Korea and other foreign countries you will [...]

2020-04-22T01:16:41-04:00

Obtaining Life Insurance for Diabetics: Specifically on SGLT2 Inhibitors

Life insurance is hands down one of the most important decisions you will make in your lifetime. It will single handedly help to provide for your family’s financial future in the scenario that you’re no longer there to help support them. The problem with obtaining life insurance with Diabetes is there's a lot of bad information out there on the internet, or over your TV and Radio airwaves. Every commercial or website advertises rates that seem too good to be true, when it comes to diabetic life insurance. Truth is, the rates you hear about, and see are not accurate, [...]

2020-01-13T22:09:21-05:00
Go to Top