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Understanding What Life Insurance Covers

Understanding What Life Insurance Covers The topic of life insurance can quickly become an overwhelming and confusing subject. There are so many legal limitations and guidelines. It’s quite an investment to make and before you do, you should understand how life insurance works and what is covered by it.  After all, you certainly don’t want to make an investment in a product that isn’t going to pay off someday for your loved ones.  Generally a term life insurance, or whole life insurance policy is taken out for specific financial objectives. Life insurance is not really about what it covers but [...]

2020-05-05T16:13:09-04:00

Metformin, Better For The Heart?

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One of the most popular diabetes medications could be one of the best for your heart. A recent data analysis study showed that Metformin isn’t only good at controlling glucose levels, but it also has few health risks when compared to other top medications. The analysis looked at over 204 different studies that had over 1 million people involved. For those that are using Metformin to control type 1 diabetes or type 2 diabetes, there is some good news coming your way. […]

2020-05-07T16:03:13-04:00

Increasing Life Expectancy for Type 1 and Type 2 Diabetics

We’ve all seen the numbers - people with Type 1 diabetes are expected to have a shorter lifespan than non-diabetics by about 20 years, and people with Type 2 diabetes are expected to have a shorter lifespan than non-diabetics by about 10 years. These are positive numbers compared to previous studies ten to twenty years. People with Diabetes have a lot more resources at their disposal to help them live a healthy life, and a long and prosperous life. That being said, life expectancy has a lot to do with what an individual does to manage his or her diabetes [...]

2020-03-11T00:11:40-04:00

The Best Exercises for Diabetics

Diabetes is a growing problem across the globe, which is evident from the latest report from the World Health Organization. The cases of diabetes among adults increased by 3.8% from 1980 to 2014, and by then there were a recorded 422 million diabetics. This worrying number of patients is taking its toll, most notably on the healthcare industry. Here in the U.S., Maryville University reports that “healthcare professionals make up 9% of the entire national workforce”. A big portion of this population provides support for diabetics, seeing as there are now over 100 million people suffering from diabetes or prediabetes, according to [...]

2020-01-13T22:00:54-05:00

How Glucose Levels Impact Your Life Insurance Premiums

For anyone who has an adverse health condition, qualifying for a life insurance policy can become more difficult. Especially for a person with Diabetes. When a person with Diabetes is seeking out life insurance coverage, glucose levels will play a key part in determining their life insurance rates. There are many companies to consider when applying for coverage, and every company will view your glucose readings differently. Don’t work yourself to death researching this on your own. Rather contact us at 888-629-3064. When an underwriter reviews your health profile, they will be looking for anything that may have an impact [...]

2020-01-13T22:01:02-05:00

Life Insurance for Hispanics With Diabetes

Receiving a diagnosis such as diabetes, which is a chronic disease can be very disturbing and worrying. As the number of Hispanics diagnosed with diabetes continues to rise, the fear of developing the disease is very real within the community. Per the Guardian, nearly 16% of the hispanic population with diabetes will be uninsured. Considered as a high-risk group, Hispanics face many challenges in the management of their diabetes and in the quest to obtain life insurance as a means of protecting their families. Finding an affordable life insurance policy for Hispanics with diabetes can be difficult, but this is [...]

2020-01-13T22:01:12-05:00

Group Life Insurance: The Pros and Cons of Obtaining Diabetes Life Insurance Through Your Workplace

You finally think that you have scored the perfect job. You love what you do, you love your co-workers, and you love your company’s benefits package. It even comes with a free or discounted group life insurance policy. You find yourself jumping at this bonus because, well, it’s free or cheap. Who wouldn’t be excited, right? Free is always good. Cheap may be good. But, when it comes to group life insurance, do you really want to put your family’s security in the hands of your employer’s group policy? You never know what life may bring and, while you may [...]

2020-01-13T22:01:24-05:00

Guaranteed Issue Life Insurance With Diabetes

Finding affordable life insurance with Diabetes can feel like a challenge at times. It’s easy to feel frustrated if certain companies, or agents, are telling you that you can’t get approved for life insurance. Since Diabetes is a chronic illness, you’re already being viewed as a high risk, in the eyes of insurance companies. But what if you have other significant health issues? Maybe you’ve been declined for life insurance as a diabetic over and over. Can you still get approved for coverage? The answer is YES!!! There are certain types of policies available to people with severe health complications. [...]

2020-01-13T22:01:34-05:00

Life Insurance with Living Benefits

When you want your loved ones to be taken care of after you die, you make sure that you have life insurance coverage in place. Then, upon your death, as your family is mourning and grieving, they will be able to rest easy knowing that you had an insurance policy in place to take care of future expenses without any increased burden. Over time, life insurance carriers have evolved, for the better. What if you could purchase a policy, where if you suffered a serious illness, you could access part of the death benefit? Better yet, what if policies offered [...]

2020-01-13T22:01:41-05:00

Whole Life Insurance For Diabetics

2020 has been an interesting time to say the least. Covid 19 or Coronavirus has made living with Diabetes difficult. This deadly virus has also impacted what types of policies life insurance companies will offer, and who they will offer to. Never before have life insurance companies worried so much about your profession, or about your past or future foreign travel plans. Whole life insurance with Diabetes can still possibly be obtained, but it will be a little more difficult than in years past. To receive information please call us at 888-629-3064 or fill out a quote request. A licensed [...]

2020-05-02T21:08:12-04:00