Why We Collect Site Visitor Information
There are two main purposes for which we gather information about site visitors.
The information gathered is used to supply timely and precise life insurance quotations.
The gathering of data is the first step in getting a life insurance policy.
Your voluntary submission of personal information is the only information of its kind that is gathered when visiting this site. Usage data and user profiles as a whole are tallied and analyzed to spot patterns of site engagement. Nobody uses them to keep tabs on your particular activity.
Information Collected and How We Use it
Insurance Quote Request Form
The estimates for life insurance on this site are free of charge. We need to gather certain information in order to offer precise pricing estimates. Information such as the prospective insured’s age, place of birth, gender, height, weight, desired coverage amount, health categorization, and smoking status will be required. Additional health details may be requested when requesting simplified-issue or guaranteed-issue life insurance estimates.
All life insurance companies, by law, must follow their own set of internal pricing criteria derived from the factors mentioned. We need to gather the following information in order to supply precise quotations and charges.
Insurance Application Request Form
This application is the first step towards getting insurance. By submitting this form, you agree to be contacted by a representative of the company to discuss the details of your insurance purchase. We will only use the information you provide on this form (name, postal address, email, and phone) to get in touch with you about your insurance policy application. We will never share or sell your personal details. If we feel it would help us serve you, our valued client, better, we may share this data with other life insurance companies.
Additional health and lifestyle details typical of insurance applications are also requested here. You won’t be asked to fill this out digitally, but you will have to hand it over in person during the application process.
Cookies are data that is kept on a user’s computer and is associated with the user’s personal information. This website’s cookies do not collect or store any personally identifying information.
Session ID cookies and permanent cookies are used on this site. Once the browser is closed, so does the session ID cookie. Persistent cookies are text files that remain on the user’s computer for a long time. In order to delete cookies that stick around after you close your browser, simply consult the “Help” section of your browser’s menu bar. Turning off cookie use is as simple as following your browser’s “Help” menu instructions.
Our server keeps track of data such as the visitor’s browser, OS, screen resolution, referring URL, and IP address as they access and traverse our site. The information is analyzed by us. Through user feedback, we want to enhance the site’s content and features. We compile broad demographic data, track popular and unpopular pages, and search for patterns. We never sell or give away any of the data we collect through our log files. Neither do we utilize these tools to track individual users or their activities, nor do we collect emails or other private data through them.
Communication With Clients
When a user first contacts us using this website, they may utilize the contact form or send an email. In that group you’ll find
Each and every interaction is geared on assisting our clients in some way with their pursuit of life insurance or other types of financial protection (such as an annuity, health, vision). Only an agent from the company or a member of our processing team will get in touch with you.
Please let us know by return email, phone call, postal mail, or fax if you ever want us to stop contacting you, and we will do so promptly.
Anyone can visit this site without having to reveal any personal information.
By supplying us with personally identifying information (as defined by the National Do Not Call Registry) through this website, you are taking the first step toward establishing a business relationship between the two of you. By submitting this form, you agree to be contacted by us or one of our carriers, affiliates, suppliers, or partners by the contact information you have supplied to us, including but not limited to, email, fax, and postal mail. Therefore, you are forever relinquishing the right to assert that we contacted you without your prior authorization (including claims under the Telemarketing Sales Rule).
We will respect your request to be included to our internal “Do Not Contact” list at any time you tell us to stop communicating with you.
If you no longer wish to receive our emails, simply email us with the word “unsubscribe.”
You may prevent your browser from accepting cookies at any moment by following your browser’s instructions.
Email spamming is not something that we do.
Sending an email to someone who has not requested to receive it is known as spam or UCE (Unsolicited Commercial Email). Let’s say that we sent you an email. If this is the case, it’s because
- you have opted in to receive future communications from us by providing us with your email address (also known as “opting in”), or
- you are already a customer or have an ongoing business connection with us.
You have opted in to receive our information because you have requested it or provided your contact information on our site.
If you no longer wish to receive our emails, simply click the “unsubscribe” link at the bottom of any one of them. You may also unsubscribe by replying to the email with “unsubscribe” as the subject line.
What information is gathered and how is it used?
As an independent agency, who is able to take a client’s case to multiple carriers, we collect information on our site which we use for the sole purpose of determining which insurance carriers and products match your needs best. Each insurance company prices their products differently, based on a variety of health related and personal risk factors, so to help match you most accurately with the best company, product, and policy for your needs, after submitting a quote request, a licensed representative will review your submission and either call you or email you to help determine whether or not you can qualify for the rating you quoted yourself. In this conversation, we gather general health, lifestyle, family history and contact information.
Of course, you should only feel comfortable providing this information to a trusted name with a verified commitment to your privacy and security. Owned by Matt Schmidt, who has a combined 18 years experience providing life insurance, you can rest assured that our only interest is helping you obtain affordable diabetic life insurance and non-medical diabetic life insurance.
Please call us at 888-629-3064 or email us at matt@Diabeteslifesolutions.com with any questions.
Will Diabetes Life Solutions share my personal information to other agents?
We will never share your information with any third party agents/agencies for any reason.
When does Diabetes Life Solutions provide my personal information to Insurance companies?
Once we are given your approval to begin the application process, we will collect personal information which will ultimately be shared with the insurance carrier of your choice. Prior to submission to the insurance carrier, you will receive the application to review and sign. You will also have the opportunity to edit/correct this information.
How will the Insurance companies use my information once I authorize its release?
Any personal information gathered by Diabetes Life Solutions is used only for the process of qualifying you for Insurance products. Where permitted by law, your information may be used to request credit, medical, and/or obtaining records from a third party. This information is used for underwriting the application in accordance with the disclosures and releases that you must review and sign. These authorizations are included with your application.
Please feel free to get in touch with us at the below address if you have any inquiries about the contents of this document, our policies and procedures, our website, or our working relationship with you.