Living with Diabetes

Life Insurance for Hispanics With Diabetes

Original Post: April 24, 2018 | Updated Post: July 29,  2019 Receiving a diagnosis such as diabetes, which is a chronic disease can be very disturbing and worrying. As the number of Hispanics diagnosed with diabetes continues to rise, the fear of developing the disease is very real within the community. Per the Guardian, nearly 16% of the hispanic population with diabetes will be uninsured. Considered as a high-risk group, Hispanics face many challenges in the management of their diabetes and in the quest to obtain life insurance as a means of protecting their families. Finding an affordable life insurance [...]

2019-08-02T15:34:11-04:00July 29th, 2018|
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Group Life Insurance: The Pros and Cons of Obtaining Diabetes Life Insurance Through Your Workplace

Original Post: March 31, 2018 | Updated Post: July 29,  2019 You finally think that you have scored the perfect job. You love what you do, you love your co-workers, and you love your company’s benefits package. It even comes with a free or discounted group life insurance policy. You find yourself jumping at this bonus because, well, it’s free or cheap. Who wouldn’t be excited, right? Free is always good. Cheap may be good. But, when it comes to group life insurance, do you really want to put your family’s security in the hands of your employer’s group policy? [...]

2019-08-02T15:37:43-04:00July 27th, 2019|
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Guaranteed Issue Life Insurance With Diabetes

Original Post: March 21, 2018 | Updated Post: July 23,  2019 Finding affordable life insurance with Diabetes can feel like a challenge at times. It’s easy to feel frustrated if certain companies, or agents, are telling you that you can’t get approved for life insurance. Since Diabetes is a chronic illness, you’re already being viewed as a high risk, in the eyes of insurance companies. But what if you have other significant health issues? Maybe you’ve been declined for life insurance as a diabetic over and over. Can you still get approved for coverage? The answer is YES!!! There are [...]

2019-08-02T15:38:48-04:00July 23rd, 2019|
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What Happens if you Outlive Your Term Life Insurance Policy?

Years ago, you made the decision to purchase a term life insurance policy. Now, you are faced with a dilemma. You still have a need for life insurance coverage and your insurance policy is due to expire – and you don’t want to be left empty-handed. Reviewing your life insurance policy from time to time is vital in making sure you have the proper coverage in place, to protect your family. If your term life insurance policy is about to expire, don’t be alarmed. Good news! You have choices. Choice 1: Renew your term policy at an annual renewable rate. [...]

2019-03-06T10:04:00-04:00March 6th, 2019|
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Yoga & Diabetes

How can your body, and life insurance rates, benefit from practicing yoga daily? Having any type of diabetes, whether it’s type 1 or type 2, you know how important exercise can be for your overall health. Most doctors and endocrinologists do recommend a regular exercise program, to go along with your healthy eating habits. For some people, running on a treadmill, or lifting weights doesn’t excite them. Or maybe you don’t have time to drive to a local ‘spinning’ or aerobic class across town. One type of exercise that your body could benefit from is Yoga. And this is something [...]

2019-01-12T14:36:39-04:00January 12th, 2019|
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Questions to Ask When Buying a Diabetes Life Insurance Policy

Original Post: May 27th, 2017 When you decide it’s time to purchase life insurance, you’ll probably have a few questions about coverage, policy types, and whether or not you’re likely to be approved for your desired policy. Having diabetes, you’ll want to ask even more questions, than a person who does not have a chronic illness. Asking these questions is extremely important. The outcome will determine your status of approval, your monthly premiums, and the extent of financial protection and preparedness that your family will receive in the event of a loss. Taking a proactive approach to alleviating what could [...]

2018-11-24T21:44:30-04:00November 19th, 2018|
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Obtaining Life Insurance for Diabetics: Specifically on SGLT2 Inhibitors

Original Post: October 11th, 2018 Life insurance is hands down one of the most important decisions you will make in your lifetime. It will single handedly help to provide for your family’s financial future in the scenario that you’re no longer there to help support them. The problem with obtaining life insurance with Diabetes is there's a lot of bad information out there on the internet, or over your TV and Radio airwaves. Every commercial or website advertises rates that seem too good to be true, when it comes to diabetic life insurance. Truth is, the rates you hear about, [...]

2018-11-15T13:11:25-04:00November 12th, 2018|
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Is Insulin Pump Therapy Better for Diabetic Life Insurance Rates?

Original Post: July 21, 2017 It’s no secret that anyone with a chronic health condition such as Diabetes, will inevitably – more than likely – end up paying a higher premium for their Diabetes life insurance policy than someone who is in predominantly perfect health. Most people don’t know that despite a chronic health diagnosis, it is possible to avoid excessively high premiums while maintaining a policy that is suitable for your family.  But how will a life insurance company view your use of an insulin pump? If you’ve been diagnosed with diabetes – even if you’re receiving insulin therapy [...]

2018-10-29T21:50:21-04:00October 29th, 2018|
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The Costs of Diabetes Infographic

The costs of diabetes can be astronomical. Costs begin to pile up when you add on testing supplies, insulin and other medications, doctor visits, blood work and other lab tests, health insurance, life insurance, and more. Our friends at The Diabetes Council have created an infographic to outline the costs of diabetes. You can see the first part of the infographic below and find the full article here - The Costs of Diabetes.

2017-09-29T15:06:53-04:00September 29th, 2017|
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Diabetes And Heart Attacks, Worse Than We Thought?

A recent study has shown that the link between diabetes and heart attacks could be worse than we originally thought. Sure, we’ve always known that being diabetic increases the chance of having cardiovascular complications like heart attacks, but most people don’t realize just how much diabetes impacts our hearts. The study was completed at the University of Leeds and was published in the Journal of Epidemiology and Community Health. The researchers looked at 700,000 people that went to the hospital for a heart attack between the years of 2003 and 2013. Looking at the data, the researchers found that 121,000 [...]

2017-03-30T14:23:14-04:00February 9th, 2017|
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