Living with Diabetes

What Happens if you Outlive Your Term Life Insurance Policy?

Years ago, you made the decision to purchase a term life insurance policy. Now, you are faced with a dilemma. You still have a need for life insurance coverage and your insurance policy is due to expire – and you don’t want to be left empty-handed. Reviewing your life insurance policy from time to time is vital in making sure you have the proper coverage in place, to protect your family. If your term life insurance policy is about to expire, don’t be alarmed. Good news! You have choices. Choice 1: Renew your term policy at an annual renewable rate. [...]

2019-03-06T10:04:00-04:00March 6th, 2019|
Read More

Yoga & Diabetes

How can your body, and life insurance rates, benefit from practicing yoga daily? Having any type of diabetes, whether it’s type 1 or type 2, you know how important exercise can be for your overall health. Most doctors and endocrinologists do recommend a regular exercise program, to go along with your healthy eating habits. For some people, running on a treadmill, or lifting weights doesn’t excite them. Or maybe you don’t have time to drive to a local ‘spinning’ or aerobic class across town. One type of exercise that your body could benefit from is Yoga. And this is something [...]

2019-01-12T14:36:39-04:00January 12th, 2019|
Read More

Questions to Ask When Buying a Diabetes Life Insurance Policy

Original Post: May 27th, 2017 When you decide it’s time to purchase life insurance, you’ll probably have a few questions about coverage, policy types, and whether or not you’re likely to be approved for your desired policy. Having diabetes, you’ll want to ask even more questions, than a person who does not have a chronic illness. Asking these questions is extremely important. The outcome will determine your status of approval, your monthly premiums, and the extent of financial protection and preparedness that your family will receive in the event of a loss. Taking a proactive approach to alleviating what could [...]

2018-11-24T21:44:30-04:00November 19th, 2018|
Read More

Obtaining Life Insurance for Diabetics: Specifically on SGLT2 Inhibitors

Original Post: October 11th, 2018 Life insurance is hands down one of the most important decisions you will make in your lifetime. It will single handedly help to provide for your family’s financial future in the scenario that you’re no longer there to help support them. The problem with obtaining life insurance with Diabetes is there's a lot of bad information out there on the internet, or over your TV and Radio airwaves. Every commercial or website advertises rates that seem too good to be true, when it comes to diabetic life insurance. Truth is, the rates you hear about, [...]

2018-11-15T13:11:25-04:00November 12th, 2018|
Read More

Is Insulin Pump Therapy Better for Diabetic Life Insurance Rates?

Original Post: July 21, 2017 It’s no secret that anyone with a chronic health condition such as Diabetes, will inevitably – more than likely – end up paying a higher premium for their Diabetes life insurance policy than someone who is in predominantly perfect health. Most people don’t know that despite a chronic health diagnosis, it is possible to avoid excessively high premiums while maintaining a policy that is suitable for your family.  But how will a life insurance company view your use of an insulin pump? If you’ve been diagnosed with diabetes – even if you’re receiving insulin therapy [...]

2018-10-29T21:50:21-04:00October 29th, 2018|
Read More

The Costs of Diabetes Infographic

The costs of diabetes can be astronomical. Costs begin to pile up when you add on testing supplies, insulin and other medications, doctor visits, blood work and other lab tests, health insurance, life insurance, and more. Our friends at The Diabetes Council have created an infographic to outline the costs of diabetes. You can see the first part of the infographic below and find the full article here - The Costs of Diabetes.

2017-09-29T15:06:53-04:00September 29th, 2017|
Read More

Diabetes And Heart Attacks, Worse Than We Thought?

A recent study has shown that the link between diabetes and heart attacks could be worse than we originally thought. Sure, we’ve always known that being diabetic increases the chance of having cardiovascular complications like heart attacks, but most people don’t realize just how much diabetes impacts our hearts. The study was completed at the University of Leeds and was published in the Journal of Epidemiology and Community Health. The researchers looked at 700,000 people that went to the hospital for a heart attack between the years of 2003 and 2013. Looking at the data, the researchers found that 121,000 [...]

2017-03-30T14:23:14-04:00February 9th, 2017|
Read More

Sleep – Too Little Or Too Much – Bad Either Way

Some news out of the Endocrine Society’s Journal of Clinical Endocrinology & Metabolism has shed some new light on the connection between sleep and diabetes risk. The study published in the journal showed bad news for men that aren’t getting enough sleep and are sleeping too much. We already know that impact that sleep can have on a diabetic and getting enough sleep is important for your body. Sleep gives your body the time that it needs to recover from the day and gives it the energy it needs. Although we know the importance of sleep, the average number of [...]

2017-03-30T18:32:46-04:00February 2nd, 2017|
Read More

Diabetes in Adolescents Worse than we Thought

There has been some shocking news released in the Journal of the American Medical Association. We knew that diabetes in adolescents cases have been on the rise, but it could be worse than we initially thought in teenagers. A study was completed by Andy Menke, Ph.D., from Social & Scientific Systems and his study has shown daunting news to share with the diabetic community. Before the recent study, there were estimations that diabetes prevalence in teens in the United States was around 0.25%, but those estimations were way off. With the new information, experts are now suggesting that the real [...]

2017-03-30T14:42:19-04:00January 25th, 2017|
Read More

Looking for a New Way to Treat Diabetes Early

A new study out of Sanford-Burnham Presby Medical Discover Institute could have discovered a new way to improve insulin responsiveness and help treat diabetes earlier than before. The study that was released in the Journal of CLinicla Investigation has shown some exciting news for the diabetic community. One of the key traits that happen before type 2 diabetes is insulin resistance, which means insulin doesn’t cause the body’s cell to take the glucose from our foods. Because glucose continues to run through the blood, it promotes the pancreas to make more insulin, which eventually causes other insulin-producing cells to die. [...]

2017-03-30T16:40:09-04:00January 4th, 2017|
Read More