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Increasing Life Expectancy for Type 1 and Type 2 Diabetics

We’ve all seen the numbers - people with Type 1 diabetes are expected to have a shorter lifespan than non-diabetics by about 20 years, and people with Type 2 diabetes are expected to have a shorter lifespan than non-diabetics by about 10 years. These are positive numbers compared to previous studies ten to twenty years. People with Diabetes have a lot more resources at their disposal to help them live a healthy life, and a long and prosperous life. That being said, life expectancy has a lot to do with what an individual does to manage his or her diabetes [...]

2020-03-11T00:11:40-04:00

Declined Life Insurance Due to Diabetes?

Here’s What You Need to Do Looking for life insurance with diabetes is never an easy thing. As you know, nothing with diabetes is simple. If you are like the majority of the diabetes community, you’ve applied for life insurance and have been declined due to your diabetes history. Maybe you’ve even been declined multiple times. In the event you fall into this category, take a deep breath. Most likely you have simply been applying to the wrong insurance companies, or maybe working with the wrong agent. Contact us at 888-629-3024, and speak with us. We’d love to see if [...]

2020-01-13T22:00:48-05:00

The Best Exercises for Diabetics

Diabetes is a growing problem across the globe, which is evident from the latest report from the World Health Organization. The cases of diabetes among adults increased by 3.8% from 1980 to 2014, and by then there were a recorded 422 million diabetics. This worrying number of patients is taking its toll, most notably on the healthcare industry. Here in the U.S., Maryville University reports that “healthcare professionals make up 9% of the entire national workforce”. A big portion of this population provides support for diabetics, seeing as there are now over 100 million people suffering from diabetes or prediabetes, according to [...]

2020-01-13T22:00:54-05:00

Group Life Insurance: The Pros and Cons of Obtaining Diabetes Life Insurance Through Your Workplace

You finally think that you have scored the perfect job. You love what you do, you love your co-workers, and you love your company’s benefits package. It even comes with a free or discounted group life insurance policy. You find yourself jumping at this bonus because, well, it’s free or cheap. Who wouldn’t be excited, right? Free is always good. Cheap may be good. But, when it comes to group life insurance, do you really want to put your family’s security in the hands of your employer’s group policy? You never know what life may bring and, while you may [...]

2020-01-13T22:01:24-05:00

Guaranteed Issue Life Insurance With Diabetes

Finding affordable life insurance with Diabetes can feel like a challenge at times. It’s easy to feel frustrated if certain companies, or agents, are telling you that you can’t get approved for life insurance. Since Diabetes is a chronic illness, you’re already being viewed as a high risk, in the eyes of insurance companies. But what if you have other significant health issues? Maybe you’ve been declined for life insurance as a diabetic over and over. Can you still get approved for coverage? The answer is YES!!! There are certain types of policies available to people with severe health complications. [...]

2020-01-13T22:01:34-05:00

Whole Life Insurance For Diabetics

Whole Life insurance is an excellent safety net that you can purchase to ensure that your loved ones have the money that they need, regardless of what happens to you. When you’re applying for life insurance, there are dozens of different factors that the insurance company is going to look at when reviewing your application. Your Diabetes history will be one of many determining factors, when a life insurance company reviews your complete health profile. Diabetes is impacting nearly 31 million people in the United States alone. Not to mention almost 85 million people having pre-diabetes. Having this type of [...]

2020-01-13T22:01:51-05:00

What Happens if you Outlive Your Term Life Insurance Policy?

Years ago, you made the decision to purchase a term life insurance policy. Now, you are faced with a dilemma. You still have a need for life insurance coverage and your insurance policy is due to expire – and you don’t want to be left empty-handed. Reviewing your life insurance policy from time to time is vital in making sure you have the proper coverage in place, to protect your family. If your term life insurance policy is about to expire, don’t be alarmed. Good news! You have choices. Choice 1: Renew your term policy at an annual renewable rate. [...]

2019-03-06T10:04:00-05:00

When Should You Review Your Life Insurance Policies?

You purchased life insurance because you wanted to make sure everything is taken care of for your loved ones when you pass away. However, your policy is based on your life and situation at the time you take out the policy. But life doesn’t sit still, does it? Life insurance policies can last a lifetime and you may want your policy or policies, to match your financial objectives. As you move through the stages of your life, reviewing your insurance policy is a good habit to get into. This will allow you to rest easy knowing that – no matter [...]

2019-02-21T23:46:42-05:00

Why You Should Buy Life Insurance from An Independent Agent

Wouldn’t it be nice to have the option to purchase your life insurance policy from a licensed agent who is equally as knowledgeable about your medical conditions and the difficulties they might present to a specific life insurance company? And wouldn’t it be nice if the agent would have access to various life insurance carriers, that would provide the best rates, given your Diabetes history? Well, this is an option when you choose to purchase your life insurance policy from an agent that works with Diabetes Life Solutions. Taking extra initiative to remain current in matters regarding the assistance of [...]

2020-01-13T22:04:46-05:00

How Traveling Overseas Can Disqualify Your Eligibility to Purchase Life Insurance

It might seem illogical that international travel can affect your eligibility for life insurance, but it is true. If you are traveling overseas and you have diabetes, then it may add another hurdle to jump in order to qualify for a life insurance policy. We have written this article to help those who have Diabetes, and who travel for a living, find an affordable diabetic life insurance policy. Many people don’t realize, especially insulin controlled diabetics, that one of the most common reasons to be declined for life insurance is due to travel destinations. Finding life insurance with Diabetes can [...]

2020-01-13T22:05:10-05:00