Insurance FAQ’s

Why You Should Buy Life Insurance from An Independent Agent

Wouldn’t it be nice to have the option to purchase your life insurance policy from a licensed agent who is equally as knowledgeable about your medical conditions and the difficulties they might present as they are knowledgeable about the ins and outs of the life insurance policy options available to you? Well, this is an option when you choose to purchase your life insurance policy from an independent life insurance agent. Taking extra initiative to remain current in matters regarding the assistance of individuals with chronic illness in their pursuit to discover an affordable life insurance policy that has been [...]

What is the Process of Underwriting? What Does It Mean?

If you’re purchasing life insurance for the first time, the whole process can feel a bit overwhelming – or a lot overwhelming. Which policy type do you choose? What is a fair premium? What kinds of information will you be asked to provide and how will your answers affect the outcome of your application? These are all important questions to consider. After all, these are the kinds of factors that the life insurance company will be taking into consideration while underwriting your policy. Underwriting is completed by a group of licensed life insurance professionals termed “underwriters”. Underwriters are responsible for [...]