Why You Should Buy Life Insurance from An Independent Agent

Wouldn’t it be nice to have the option to purchase your life insurance policy from a licensed agent who is equally as knowledgeable about your medical conditions and the difficulties they might present as they are knowledgeable about the ins and outs of the life insurance policy options available to you?

Well, this is an option when you choose to purchase your life insurance policy from an independent life insurance agent. Taking extra initiative to remain current in matters regarding the assistance of individuals with chronic illness in their pursuit to discover an affordable life insurance policy that has been tailored to their needs, independent insurance agents offer the personalized attention you’re looking for, giving you the peace of mind that you’re needs are going to be addressed.

independent insurance agentIndependent life insurance agencies specialize in making sure that they are educating both their agents and underwriters regarding matters of health and pre-existing medical conditions like diabetes and other chronic illness so that they can understand your situation and work alongside you to ensure that your needs are met and your wallet doesn’t become emptied.

Being knowledgeable about the challenges that individuals with chronic health conditions, like diabetes, face when applying for life insurance policies is how independent agents stand out from the rest. Independent life insurance agents value the practice of staying current and educated about the most common concerns applicants with chronic illness may have regarding their eligibility.

When you begin working with an independent life insurance agent to find the policy that is right for you, it will become abundantly clear why you’ve made the right choice. It’s comforting being able to trust that you’re getting the best possible policy at the most affordable rates for your situation.

Most importantly, underwriters are extensively and continuously educated in an effort to help them better understand that the stigma associated with individuals who have been diagnosed with a chronic illness isn’t always accurate or reflective of their true health.

In fact, most people with diabetes are in much better health than what may be assumed by the majority of individuals unfamiliar with the condition.

With the proper management of their condition, many individuals who have been diagnosed with diabetes have been able to successfully achieve a level of health – through the use of medications and lifestyle modifications – that is comparable to that of individuals who have not been diagnosed with a chronic medical condition – and for those struggling to manage their diabetes, no medical exam policies may be recommended by your independent life insurance agent.

Large agencies can be staffed with agents who possess little to no knowledge about the management of chronic medical conditions like diabetes. Misinformation or lack of education can lead to your unwarranted ineligibility or unnecessarily high premiums. Working with an independent agent who has been extensively trained in assisting you and building a life insurance policy around your life is an added personal touch offered by independent life insurance agents that could not just provide a valuable asset to your family, but save you large sums of valuable income.

Choosing to purchase your life insurance policy through an independent agent may be the best choice you ever make when it comes to your family’s financial security.

2017-05-11T14:06:54+00:00 May 16th, 2017|