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When Should You Review Your Life Insurance Policies?

You purchased life insurance because you wanted to make sure everything is taken care of for your loved ones when you pass away. However, your policy is based on your life and situation at the time you take out the policy. But life doesn’t sit still, does it? Life insurance policies can last a lifetime and you may want your policy or policies, to match your financial objectives. As you move through the stages of your life, reviewing your insurance policy is a good habit to get into. This will allow you to rest easy knowing that – no matter [...]

2019-02-21T23:46:42-05:00

How Traveling Overseas Can Disqualify Your Eligibility to Purchase Life Insurance

Given the current environment of the world, Covid 19 or the Coronavirus has impacted everybody, and every type of business. Life insurance industry is not immune either. Companies are looking at applicants past, and future travel history closer than at any point in time. 2020 has been a very ‘interesting’ time for life insurance carriers. In event you’ve traveled rececently to and from a deemed ‘ hot spot’ of Covid 19, companies will postpone you for the foreseeable future. If you have future travel plans to places such as Italy, China, Russia, South Korea and other foreign countries you will [...]

2020-04-22T01:16:41-04:00

Obtaining Life Insurance for Diabetics: Specifically on SGLT2 Inhibitors

Life insurance is hands down one of the most important decisions you will make in your lifetime. It will single handedly help to provide for your family’s financial future in the scenario that you’re no longer there to help support them. The problem with obtaining life insurance with Diabetes is there's a lot of bad information out there on the internet, or over your TV and Radio airwaves. Every commercial or website advertises rates that seem too good to be true, when it comes to diabetic life insurance. Truth is, the rates you hear about, and see are not accurate, [...]

2020-01-13T22:09:21-05:00

What is the Process of Underwriting? What Does It Mean?

If you plan on purchasing life insurance for the first time, the whole process can feel a bit overwhelming – or a lot overwhelming. Especially if you have Diabetes. As you are discovering, not all life insurance companies offer life insurance to Diabetics. NOR do all companies offer the same diabetic life insurance rates. Which policy type do you choose? What is a fair premium? What kinds of information will you be asked to provide and how will your answers affect the outcome of your application? These are all important questions to consider when applying for life insurance for diabetics. After [...]

2020-12-24T18:02:08-05:00

Life Insurance For Type 2 Diabetics in 2021

Life insurance with type 2 diabetes doesn’t have to be a hassle any longer.  When working with Diabetes Life Solutions, we’ll work with you to find the life insurance companies who won’t rate you higher for having diabetes type 2.  Our mission is to help those with Diabetes, secure the best life insurance rates possible. When working with us, we’ll take you through the entire application process from start to finish.  We promise to make the life insurance application process simple for those with Type 2 Diabetes.  This involves us identifying the best life insurance companies for your Type 2 [...]

2021-01-03T17:31:37-05:00

The Importance of Life Insurance for the Stay-at-Home Parent

The working parent isn’t the only one that should purchase a life insurance policy; both parents are equally as valuable to a family, but often the value of a stay-at-home parent is overlooked. This is presumably due to the fact that the stay-at-home parent is not generating income, but it is important to understand the expenses that would be placed upon the family in the event of the absence of the stay-at-home mom or dad. Stay-at-home parents are truly a financial value to a family – especially families that have several small children or even a child with diabetes. Currently, [...]

2020-01-13T22:09:52-05:00

Life Insurance for Gestational Diabetics

Gestational Diabetes is usually a temporary type of diabetes that occurs during 18 percent of pregnancies, however, studies show that people who develop Gestational Diabetes are more at risk to develop Type 2 Diabetes later on in life. So what does this mean for you when you are trying to get life insurance, if you have Gestational Diabetes? Here’s a hint, it may not impact life insurance rates at all! Many times life insurance with Gestational Diabetes can be obtain with NO extra premiums, or higher ratings. When working with Diabetes Life Solutions, we’ll make sure to recommend specific life [...]

2020-12-30T16:54:51-05:00

Term Life Insurance vs. Whole Life Insurance

Having Diabetes and searching for life insurance isn’t the easiest thing to do. Like most people, you know you need life insurance. But what type of coverage is best for you and you family? Good news for people with Diabetes. You will likely have no issues getting approved for both Term Life Insurance and Whole Life Insurance policies. Simply speak with one of our agents, and we’ll happily explain your options to you. People with Type 1, and Type 2 Diabetes can qualify for all types of Life Insurance policies. Two of the most common talked about policies are term [...]

2018-11-05T15:13:11-05:00

Term Life Insurance With Diabetes

Term Life Insurance for Diabetics You know how important life insurance is or else you probably wouldn’t have found your way here. Dying is a part of life so when it is your turn, you want to make sure that the loved ones you leave behind are taken care of. But, when it comes to medical conditions such as diabetes, finding affordable life insurance can be difficult. For many people, term life insurance is the best type of life insurance coverage.  Term coverage is the least expensive type of life insurance, a person can purchase.  There are many types of [...]

2020-01-13T22:10:10-05:00

Affordable Life Insurance for Diabetics

When we die, life still goes on for our loved ones. And, that includes bills and expenses associated with our death, our medical expenses, and any of our outstanding obligations. It is for this reason that it is why it is so important to protect your family by securing a diabetic life insurance policy. After all, life insurance is the most tax efficient way, to protect your family and all the assets you have accumulated. We have all heard the stories about this insurance company denying someone life insurance due to Type 1 diabetes or Type 2 Diabetes, another denying [...]

2020-03-10T23:27:33-04:00
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