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The Best Exercises for Diabetics

Diabetes is a growing problem across the globe, which is evident from the latest report from the World Health Organization. The cases of diabetes among adults increased by 3.8% from 1980 to 2014, and by then there were a recorded 422 million diabetics. This worrying number of patients is taking its toll, most notably on the healthcare industry. Here in the U.S., Maryville University reports that “healthcare professionals make up 9% of the entire national workforce”. A big portion of this population provides support for diabetics, seeing as there are now over 100 million people suffering from diabetes or prediabetes, according to [...]

2019-10-01T23:17:04-05:00September 26th, 2019|

How Glucose Levels Impact Your Life Insurance Premiums

Original Post: September 25, 2014 | Last Updated: August 16, 2019 For anyone who has an adverse health condition, qualifying for a life insurance policy can become more difficult. Especially for a person with Diabetes. When a person with Diabetes is seeking out life insurance coverage, glucose levels will play a key part in determining their life insurance rates. There are many companies to consider when applying for coverage, and every company will view your glucose readings differently. Don’t work yourself to death researching this on your own. Rather contact us at 888-629-3064. When an underwriter reviews your health profile, [...]

2019-09-13T03:30:42-05:00August 16th, 2019|

Life Insurance for Hispanics With Diabetes

Original Post: April 24, 2018 | Updated Post: July 29,  2019 Receiving a diagnosis such as diabetes, which is a chronic disease can be very disturbing and worrying. As the number of Hispanics diagnosed with diabetes continues to rise, the fear of developing the disease is very real within the community. Per the Guardian, nearly 16% of the hispanic population with diabetes will be uninsured. Considered as a high-risk group, Hispanics face many challenges in the management of their diabetes and in the quest to obtain life insurance as a means of protecting their families. Finding an affordable life insurance [...]

2019-08-02T15:34:11-05:00July 29th, 2018|

Group Life Insurance: The Pros and Cons of Obtaining Diabetes Life Insurance Through Your Workplace

Original Post: March 31, 2018 | Updated Post: July 29,  2019 You finally think that you have scored the perfect job. You love what you do, you love your co-workers, and you love your company’s benefits package. It even comes with a free or discounted group life insurance policy. You find yourself jumping at this bonus because, well, it’s free or cheap. Who wouldn’t be excited, right? Free is always good. Cheap may be good. But, when it comes to group life insurance, do you really want to put your family’s security in the hands of your employer’s group policy? [...]

2019-08-02T15:37:43-05:00July 27th, 2019|

Guaranteed Issue Life Insurance With Diabetes

Original Post: March 21, 2018 | Updated Post: July 23,  2019 Finding affordable life insurance with Diabetes can feel like a challenge at times. It’s easy to feel frustrated if certain companies, or agents, are telling you that you can’t get approved for life insurance. Since Diabetes is a chronic illness, you’re already being viewed as a high risk, in the eyes of insurance companies. But what if you have other significant health issues? Maybe you’ve been declined for life insurance as a diabetic over and over. Can you still get approved for coverage? The answer is YES!!! There are [...]

2019-08-02T15:38:48-05:00July 23rd, 2019|

Life Insurance with Living Benefits

When you want your loved ones to be taken care of after you die, you make sure that you have life insurance coverage in place. Then, upon your death, as your family is mourning and grieving, they will be able to rest easy knowing that you had an insurance policy in place to take care of future expenses without any increased burden. Over time, life insurance carriers have evolved, for the better. What if you could purchase a policy, where if you suffered a serious illness, you could access part of the death benefit? Better yet, what if policies offered [...]

2019-07-01T22:34:58-05:00July 1st, 2019|

Whole Life Insurance For Diabetics

Original Article: September 21st, 2018 | Last Updated: May 31st, 2019 Whole Life insurance is an excellent safety net that you can purchase to ensure that your loved ones have the money that they need, regardless of what happens to you. When you’re applying for life insurance, there are dozens of different factors that the insurance company is going to look at when reviewing your application. Your Diabetes history will be one of many determining factors, when a life insurance company reviews your complete health profile. Diabetes is impacting nearly 31 million people in the United States alone. Not to [...]

2019-05-31T02:20:20-05:00May 27th, 2019|

How to Save Money on Life Insurance by Laddering Policies

If someone asked you what your life is going to look like next year, could you truthfully and factually tell them? The answer is no because, honestly, you don’t know. Life can throw us so many curve balls, twists, and turns that it is impossible to know what the future holds. Next year, you could be facing life in a new city, an unexpected pregnancy, a career change, and so forth. When it comes to purchasing life insurance, you are often advised to take a look at your financial situation, dependents, etc. and make a determination on what you think [...]

2019-05-29T00:25:29-05:00May 13th, 2019|

What Is the Medical Information Bureau?

Applying for life insurance is pretty simple, when it you think about it. A specific company is going to ask various health questions, and they will do a ‘background check’ on you. After all, they are considering insuring you – so they want to know just how great a risk you are. When applying for coverage, you may be tempted to reduce your weight or deny having a particular medical condition. Or maybe you say your type 1 diabetes or type 2 diabetes is under better control than it actually is. Who would know? Your underwriter. And, it is all [...]

2019-03-29T14:12:54-05:00March 20th, 2019|

What Happens if you Outlive Your Term Life Insurance Policy?

Years ago, you made the decision to purchase a term life insurance policy. Now, you are faced with a dilemma. You still have a need for life insurance coverage and your insurance policy is due to expire – and you don’t want to be left empty-handed. Reviewing your life insurance policy from time to time is vital in making sure you have the proper coverage in place, to protect your family. If your term life insurance policy is about to expire, don’t be alarmed. Good news! You have choices. Choice 1: Renew your term policy at an annual renewable rate. [...]

2019-03-06T10:04:00-05:00March 6th, 2019|